Buy Renters Insurance Online (Quotes In Under 2 Minutes)

Buy Renters Insurance
Online
Easy
as 1-2-3

3 steps. No sales calls. Buy renters insurance
online that protects you and your stuff
in under 2 minutes.

Renters insurance quotes in under 2 minutes, backed by an A-rated insurance carrier

Backed by an A-rated insurance carrier with more than 40 years of experience covering people just like you

So simple you won't even need to call mom or dad

Select the items you value the most and make sure they are covered. We'll even provide guidance along the way, but it's totally ok to ask for help.

So simple, renters insurance quotes in under 2 minutes

No waiting on us

Middle of the night? Sunday Afternoon? See your price instantly! You are provided a Certificate of Insurance within just a few clicks, so you can move on.

See your renters insurance quote in under 2 minutes

Your renter's insurance and live quick quote are just a click away.

FAQ

No problem! You'll see your custom quote update live as you work through the amount of coverage that's right for you. If that doesn't fit in your budget, feel free to shop around. We'll be waiting for you.

No! Our goal is to provide you a quote completely online. You never have to deal with a pesky salesman.

Whether it is your stuff or your information, we keep them both safe and sound. We never sell your data to anyone. It belongs to you, and we respect that.

Yes, we offer an easy checkout process that accepts most credit cards.

Landlords and property managers love us because our ability to issue you a Certificate of Insurance quickly. You can start moving into your awesome new place right away. If we are licensed to insure policies in your location and the coverage you select meets the needs of your landlord, they will accept You Insurance.

We don't have salespeople. We are only able to reach you through our advertising and we are hoping to only contact you when necessary. We don't believe in pestering you.

The questions we ask in our simple quoting platform is the only information we need from you to cover you and your stuff.

Renters insurance quotes in under 2 minutes, backed by an A-rated insurance carrier

Founder's Note

There are so many choices for insurance, but after doing a little research, we discovered that none of the major insurance companies wanted to insure the age range of most renters.

That's right – you aren't valuable to them without selling you all their other products. And they don't want to insure your other products because in their eyes you aren't worth it. That's why we built You Insurance – well... to give you insurance!

You Insurance has been in the works for many years, and we've helped countless people like you protect their stuff at an extraordinary price. We'd love for you to give it a try.

Hello,

Tell us a little bit more about yourself:

-Select one-
-Select one- 18 - 22 23 - 28 29 - 35 Over 35

Great, !

Let’s confirm your address and get into the policy basics.

We've pre-selected the most popular coverage limits for your age group, but feel free to change them!

Please clarify the street address and city for us.

$10,000
$10,000 $15,000 $20,000 $25,000 $30,000 $35,000 $40,000
$25,000
$25,000 $50,000 $100,000 $300,000
$250
$250 $500 $1000

, your quote is ready!

$

per

monthly
annually

You got a great deal!
Please review the details of your coverage below and adjust it until it meets your needs.

$10,000
$10,000 $15,000 $20,000 $25,000 $30,000 $35,000 $40,000
$25,000
$25,000 $50,000 $100,000 $300,000
$250
$250 $500 $1000

Some Add Ons

Identity Fraud
$5,000
$5,000 $10,000 $15,000
Earthquake
Theft
Replacement Cost
Golf Cart
Wind/Hail Exclusion

Additional Personal Property

Furs
$1,000
$1,000 $2,000 $3,000 $4,000 $5,000 $6,000 $7,000 $8,000 $9,000 $10,000
Firearms
$1,000
$1,000 $2,000 $3,000 $4,000 $5,000 $6,000 $7,000 $8,000 $9,000 $10,000
Cameras
$1,000
$1,000 $2,000 $3,000 $4,000 $5,000 $6,000 $7,000 $8,000 $9,000 $10,000
Jewelry
$1,000
$1,000 $2,000 $3,000 $4,000 $5,000 $6,000 $7,000 $8,000 $9,000 $10,000
Bicycle
$1,000
$1,000 $2,000 $3,000 $4,000 $5,000 $6,000 $7,000 $8,000 $9,000 $10,000
Fine Art
$1,000
$1,000 $2,000 $3,000 $4,000 $5,000 $6,000 $7,000 $8,000 $9,000 $10,000
Collectibles
$1,000
$1,000 $2,000 $3,000 $4,000 $5,000 $6,000 $7,000 $8,000 $9,000 $10,000
Golf Equip.
$1,000
$1,000 $2,000 $3,000 $4,000 $5,000 $6,000 $7,000 $8,000 $9,000 $10,000
Musical Instruments
$1,000
$1,000 $2,000 $3,000 $4,000 $5,000 $6,000 $7,000 $8,000 $9,000 $10,000
Silverware
$1,000
$1,000 $2,000 $3,000 $4,000 $5,000 $6,000 $7,000 $8,000 $9,000 $10,000
Trading Cards
$1,000
$1,000 $2,000 $3,000 $4,000 $5,000 $6,000 $7,000 $8,000 $9,000 $10,000
Stamps
$1,000
$1,000 $2,000 $3,000 $4,000 $5,000 $6,000 $7,000 $8,000 $9,000 $10,000

Who else do you want named in your policy?

You may want to increase your coverage limits if you add other people because the selected coverage will include everyone's stuff.

Your policy cost
$

Purchase your policy

How would you like to pay?

Your cost is

Please provide us with the policyholder, billing and payment details. We will issue your policy and charge the first month to your card. You'll receive the policy at the email address provided, and after that we'll bill you automatically each month. You can cancel your policy at any time.

Policyholder details

Billing details

Payment method

Accept Terms and Conditions

I accept the Terms and Conditions, including authorizing you to send instructions to the financial institution that issued my card to take payments from my card account in accordance with the terms of my agreement with you.

You and your things are officially covered!

Your payment was successful. Soon you will receive an email with next steps.

Please check your spam folder if you do not see our email in the next 15 minutes. We also recommend whitelisting [email protected]

You MGA Terms and Conditions

I have read, and You MGA has advised me to carefully read, the terms and conditions of the Renters Protection Insurance Policy that I am applying for, which have been made available to me. I am over the age of eighteen (18) years and I consent to the release of any information that I have submitted to You MGA, including any information that is of a personal confidential nature, as pertains with this insurance product(s) or service(s).

The information that I have provided throughout this application is, to the best of my knowledge, true, accurate, and complete. You MGA has made me aware of the various coverages and options available as well as the limitations of coverage, and I have selected the coverages and limits that I desire and/or that I require.

I understand and agree that my application for renters protection insurance will be submitted electronically and the policy documents related to my renters insurance, including any notices and updates thereto (collectively, the “Policy Documents”), will be made available to me electronically. You MGA is authorized to send, and I agree to accept delivery of, all Policy Documents electronically; accordingly, I understand that I will not be receiving copies of the Policy Documents by standard mail unless required by the department of insurance of the state in which I reside. If I decide that I no longer wish to receive the Policy Documents electronically, I shall contact You MGA at [email protected] to request that the Policy Documents be sent to me by non-electronic delivery.

It is my responsibility to provide You MGA with a valid and current email address and to check that email address regularly for important Policy Documents from You MGA.

I have read these Terms and Conditions, including the applicable Insurance Fraud Warnings listed below.

I understand and agree that by clicking Subscribe, You MGA is authorized to charge my credit card or debit card for payments as specified by my chosen payment plan.

I understand that my policy may automatically renew at expiration unless I notify You MGA otherwise. You MGA is authorized to automatically charge my credit card or debit card as applicable at the time of renewal unless I notify You MGA otherwise.

I understand that any non-disclosure or misrepresentation or non-payment of premium may result in cancellation of or non-renewal of this policy.

Insurance Fraud Warning Language:

Alaska Any person who knowingly and with intent to injure, defraud, or deceive an insurance company files a claim containing false, incomplete, or misleading information may be prosecuted under state law.
Arizona For your protection arizona law requires the following statement to appear on this form: any person who knowingly presents a false or fraudulent claim for payment of a loss is subject to criminal and civil penalties
Arkansas Any person who knowingly presents a false or fraudulent claim for payment of a loss or benefit or knowingly presents false information in an application for insurance is guilty of a crime and may be subject to fines and confinement in prison.
California Any person who knowingly presents a false or fraudulent claim for the payment of a loss is guilty of a crime and may be subject to fines and confinement in state prison.
Colorado It is unlawful to knowingly provide false, incomplete, or misleading facts or information to an insurance company for the purpose of defrauding or attempting to defraud the company. penalties may include imprisonment, fines, denial of insurance, and civil damages. any insurance company or agent of an insurance company who knowingly provides false, incomplete, or misleading facts or information to a policyholder or claimant for the purpose of defrauding or attempting to defraud the policyholder or claimant with regard to a settlement or award payable from insurance proceeds shall be reported to the Colorado Division of Insurance within the Department of Regulatory Agencies.
Delaware Any person who knowingly, and with intent to injure, defraud or deceive any insurer, files a statement of claim containing any false, incomplete or misleading information is guilty of a felony.
Florida Any person who knowingly and with intent to injure, defraud, or deceive any insurer files a statement of claim or an application containing any false, incomplete, or misleading information is guilty of a felony of the third degree.
Idaho Any person who knowingly, and with intent to defraud or deceive any insurance company, files a statement of claim containing any false, incomplete, or misleading information is guilty of a felony.
Indiana A person who knowingly and with intent to defraud an insurer files a statement of claim containing any false, incomplete, or misleading information commits a felony.
Kentucky Any person who knowingly and with intent to defraud any insurance company or other person files a statement of claim containing any materially false information or conceals, for the purpose of misleading, information concerning any fact material thereto, commits a fraudulent insurance act, which is a crime.
Louisiana Any person who knowingly presents a false or fraudulent claim for payment of a loss or benefit or knowingly presents false information in an application for insurance is guilty of a crime and may be subject to fines and confinement in prison.
Maine It is a crime to knowingly provide false, incomplete or misleading information to an insurance company for the purpose of defrauding the company. penalties may include imprisonment, fines or a denial of insurance benefits.
Maryland Any person who knowingly and willfully presents a false or fraudulent claim for payment of a loss or benefit or who knowingly and willfully presents false information in an application for insurance is guilty of a crime and may be subject to fines and confinement in prison.
Minnesota A person who files a claim with intent to defraud, or helps commit a fraud against an insurer, is guilty of a crime.
New Hampshire Any person who, with a purpose to injure, defraud or deceive any insurance company, files a statement of claim containing any false, incomplete or misleading information is subject to prosecution and punishment for insurance fraud, as provided in rsa 638:20.
New Jersey Any person who includes any false or misleading information on an application for an insurance policy is subject to criminal and civil penalties.
New Mexico Any person who knowingly presents a false or fraudulent claim for payment of a loss or benefit or knowingly presents false information in an application for insurance is guilty of a crime and may be subject to civil fines and criminal penalties.
Ohio Any person who, with intent to defraud or knowing that he is facilitating a fraud against an insurer, submits an application or files a claim containing a false or deceptive statement is guilty of insurance fraud.
Oklahoma Warning: any person who knowingly, and with intent to injure, defraud or deceive any insurer, makes any claim for the proceeds of an insurance policy containing any false, incomplete or misleading information is guilty of a felony.
Oregon Any person who knowingly and with intent to defraud or solicit another to defraud an insurer: (1) by submitting an application, or (2) by filing a claim containing a false statement as to any material fact thereto, may be committing a fraudulent insurance act, which may be a crime and may subject the person to criminal and civil penalties.
Pennsylvania Any person who knowingly and with intent to defraud any insurance company or other person files an application for insurance or statement of claim containing any materially false information or conceals for the purpose of misleading, information concerning any fact material thereto commits a fraudulent insurance act, which is a crime and subjects such person to criminal and civil penalties.
Rhode Island Any person who knowingly presents a false or fraudulent claim for payment of a loss or benefit or knowingly presents false information in an application for insurance is guilty of a crime and may be subject to fines and confinement in prison.
Tennessee It is a crime to knowingly provide false, incomplete or misleading information to an insurance company for the purpose of defrauding the company. penalties include imprisonment, fines and denial of insurance benefits.
Texas Any person who knowingly presents a false or fraudulent claim for the payment of a loss is guilty of a crime and may be subject to fines and confinement in state prison.
Utah Any person who knowingly presents false or fraudulent underwriting information, files or causes to be filed a false or fraudulent claim for disability compensation or medical benefits, or submits a false or fraudulent report or billing for health care fees or other professional services is guilty of a crime and may be subject to fines and confinement in state prison. Utah workers compensation claims only.
Virginia It is a crime to knowingly provide false, incomplete or misleading information to an insurance company for the purpose of defrauding the company. penalties include imprisonment, fines and denial of insurance benefits.
Washington It is a crime to knowingly provide false, incomplete, or misleading information to an insurance company for the purpose of defrauding the company. penalties may include imprisonment, fines, or denial of insurance benefits.
West Virginia Any person who knowingly presents a false or fraudulent claim for payment of a loss or benefit or knowingly presents false information in an application for insurance is guilty of a crime and may be subject to fines and confinement in prison.
All other States Any person who knowingly presents a false or fraudulent claim for payment of a loss or benefit or who knowingly presents false information in an application for insurance is guilty of a crime and may be subject to restitution, fines, or confinement in prison, or any combination thereof.

Privacy Policy

This Privacy Policy describes how your personal information is collected, used, and shared when you visit or make a purchase from youinsurance.com (the "Site").

Personal information we collect

When you visit the Site, we automatically collect certain information about your device, including information about your web browser, IP address, time zone, and some of the cookies that are installed on your device. Additionally, as you browse the Site, we collect information about the individual web pages or products that you view, what websites or search terms referred you to the Site, and information about how you interact with the Site. We refer to this automatically collected information as "Device Information".

We collect Device Information using the following technologies:

Additionally when you make a purchase or attempt to make a purchase through the Site, we collect certain information from you, including your name, billing address, property address, payment information (including credit card numbers, email address, and phone number). We refer to this information as "Order Information".

When we talk about "Personal Information" in this Privacy Policy, we are talking both about Device Information and Order Information.

How do we use your personal information?

We use the Information that we collect to maintain records of policy purchases placed through the Site (including processing your payment information, and providing you with invoices and/or certificates of insurance and policy information). Additionally, we use this Information to:

We use the Device Information that we collect to help us screen for potential risk and fraud (in particular, your IP address), and more generally to improve and optimize our Site (for example, by generating analytics about how our customers browse and interact with the Site, and to assess the success of our marketing and advertising campaigns).

Sharing your personal information

We share your Personal Information with third parties to help us use your Personal Information, as described above. For example, we use Google Analytics to help us understand how our customers use the Site -- you can read more about how Google uses your Personal Information here: https://www.google.com/intl/en/policies/privacy/. You can also opt-out of Google Analytics here: https://tools.google.com/dlpage/gaoptout.

Finally, we may also share your Personal Information to comply with applicable laws and regulations, to respond to a subpoena, search warrant or other lawful request for information we receive, or to otherwise protect our rights.

Behavioral advertising

As described above, we use your Personal Information to provide you with targeted advertisements or marketing communications we believe may be of interest to you. For more information about how targeted advertising works, you can visit the Network Advertising Initiative’s (“NAI”) educational page at http://www.networkadvertising.org/understanding-online-advertising/how-does-it-work.

You can opt out of targeted advertising by using the links below:

Additionally, you can opt out of some of these services by visiting the Digital Advertising Alliance’s opt-out portal at: http://optout.aboutads.info/.

Do not track

Please note that we do not alter our Site's data collection and use practices when we see a Do Not Track signal from your browser.

Changes

We may update this privacy policy from time to time in order to reflect, for example, changes to our practices or for other operational, legal or regulatory reasons.

Minors

The Site is not intended for individuals under the age of 18.

Licensing

We use Font Awesome social media icons whose use is goverened by this license.

Contact us

For more information about our privacy practices, if you have questions, or if you would like to make a complaint, please contact us by e‑mail at [email protected].

Request Certificate of Insurance

Additional Interest

Your request has been submitted. You should receive your Certificate of Insurance shortly.

Please check your spam folder if you do not see our email in the next 15 minutes. We also recommend whitelisting [email protected]

We are here to help you!

Drop us a line and we will get back to you as quickly as we can!

To file a claim, please call 800-236-3113 and have your policy number ready.

Thank you for your message. We will be in touch soon!

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